As of · Published 2026-10-21 (PT) · Week of Oct 12, 2026
Regulation · Tracker archive
Crypto regulation tracker: week of Oct 12, 2026
Frozen weekly archive. Entries do not change after publication except dated corrections below. Not legal advice.
← Live tracker · Next week (Oct 19, 2026)
| Date | Jurisdiction | Body | Rule or bill | Status | Key date | Effective date | Primary source |
|---|---|---|---|---|---|---|---|
| EU | ESMA | MiCA Q&A 2949: CASPs using non-bank PSP payment accounts to hold client fundsESMA published a MiCA Q&A on CASPs holding clients' funds in payment accounts provided by non-bank payment service providers.ESMA Q&A 2949Crypency explainer → | SupervisorySupervisory Q&A, not new law. | Published 2026-10-16 | n/a (Q&A) | ESMA | |
| EU | EBA | EBA classifies USDC as the first significant e-money token under MiCAUSDC, issued in the EU by Circle Internet Financial Europe SAS, moves to joint EBA and ACPR supervision from 12 November 2026.MiCA Arts. 43 and 56Crypency explainer → | SupervisorySupervisory classification decision. | Joint supervision from 2026-11-12 | 2026-11-12 (EBA supervision) | EBA | |
| US | OCC | OCC report on large banks' debanking activitiesReview of the nine largest national banks lists digital asset activities among sectors whose access to banking was restricted.OCC News Release 2026-90 | ReportSupervisory findings, not a rule. | Released 2026-10-14 | n/a (report) | OCC | |
| US | CFTC | Regulation Crypto Asset Transactions and Regulation Crypto Asset Markets (ANPRM)Asks for comment on rules for retail crypto commodity transactions and a possible crypto asset market category of designated contract market.FR Doc 2026-20888; RIN 3038-AF80; CFTC release 9307-26 (2026-10-05)Crypency explainer → | ANPRM (pre-proposal)Advance notice of proposed rulemaking. No rule text; not a rule. | Comments due 2026-12-14 | n/a (no rule text) | Federal Register |
Cite this page
Crypency Regulation Tracker, week of Oct 12, 2026, https://crypency.com/regulation/tracker/2026-10-12
Corrections
None as of 2026-10-21.